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ICICI Lombard Own Damage Bike Insurance Overview

This is a standalone own damage policy which covers only the damages suffered by the two-wheeler. The term of the policy is one year

ICICI Lombard Claim Settlement Ratio


ICICI Lombard


Industry Average

Bike claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. ICICI Lombard has a claim settlement ratio of 100%, as compared to the industry average of 94.67%.

ICICI Lombard Premium Calculator

Use our ICICI Lombard bike insurance premium calculator to estimate ICICI Lombard bike insurance premium for your bike within 30 seconds

Add-ons Available Under ICICI Lombard Two Wheeler Insurance Plans

Add-ons are additional coverage benefits which can be chosen voluntarily by paying an additional premium. Add-ons help increase the scope of coverage of the bike insurance policy. ICICI Lombard two wheeler insurance plans offer the following types of add-ons with the comprehensive policy:

While there is a mandatory personal accident cover for the owner or driver of the bike, the co-passenger is not covered. Under this add-on, personal accident cover can be extended to cover the co-passenger or pillion rider of the bike.

The electrical and non-electrical accessories of your bike can be covered under this add-on which is, otherwise, excluded from coverage under comprehensive plans. These accessories include seat covers, fog lights, music systems, etc.

If you have installed a CNG bi-fuel kit in your bike, the kit can be covered under this add-on.

How To Raise A Claim Under ICICI Lombard Own Damage Bike Insurance

In case of claims under ICICI Lombard bike insurance, you should inform the company immediately and lodge your claim. Thereafter, you should follow the below-mentioned steps

  1. If it is a third party claim, file a police FIR immediately detailing the accident. The claim would be taken to the motor accidents tribunal wherein the claim amount would be determined. Once the claim amount is determined by the tribunal, ICICI Lombard would pay the claim directly to the third party
  2. 2.If the bike is stolen, file a police FIR immediately. The police would try and locate your bike. If they can’t, they would issue a non-traceable certificate. Submit this certificate to ICICI Lombard along with the claim documents and the claim would be settled
  3. If your bike has suffered damages, take your bike to the nearest networked garage if you want cashless repairs. If you take the bike to a non-networked garage, you would have to pay for the repairs and the insurance company would, then, reimburse you
  4. At the networked garage, the surveyor of ICICI Lombard would come and assess the damage
  5. The surveyor would prepare a report which would be submitted to ICICI Lombard stating the expected repair costs
  6. The company would approve the repairs based on the surveyor’s reports
  7. Once the repairs are approved, the garage would start repairing the bike
  8. Once the bike is repaired, you can take delivery of your bike and the insurance company would settle the bill with the garage directly

If you have bought your two-wheeler insurance policy from Turtlemint, you can also contact Turtlemint for your claim settlement. Turtlemint would take the necessary claim steps and get your bike insurance claims settled. All you would have to do would be to inform the company at 1800 266 0101 or by sending an email at claims@turtlemint.com and your work would be done.

Documents Required For Claims

To make a valid claim in your ICICI Lombard bike insurance policy, the following documents would have to be submitted

  1. The claim form,filled and signed
  2. Policy bond
  3. RC Book of the bike
  4. Copy of your driving license
  5. Police FIR for third party and theft claims
  6. Original repair bills

ICICI Lombard Customer Care

Customer Care Number

How To Buy ICICI Lombard Own Damage Bike Insurance

You can buy ICICI Lombard bike insurance policies online through the website of ICICI Lombard.To buy the plan,visit https://www.icicilombard.com/motor-insurance/two-wheeler-insurance and choose ‘Buy New’ to buy a new policy for your bike.Then proceed to provide your bike details like the registration number, age, city of registration,make and model, manufacturing year, etc.Once the details are provided, you would be shown the policy options and their respective premiums. Choose the most suitable policy that you need, pay the premium online and the policy would be issued instantly.

You can also choose to ICICI Lombard bike insurance policies online from Turtlemint. Turtlemint is tied-up with ICICI Lombard and offers its bike insurance policies. When you choose Turtlemint, you can also compare other leading bike insurance plans available in the market and then choose to buy the best policy.To buy online through Turtlemint, visit https://www.turtlemint.com/two-wheeler-insurance, provide the details of your bike and you would be able to see various two wheeler insurance plans for your bike. Compare and choose the best policy, fill in the online application form stating your details, pay the premium online and the policy would be bought instantly.

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