Easily Organize, Claim and Renew Insurance!

What Is Special About Arogya Sanjeevani Policy?

As unique as its name, the Arogya Sanjeevani Policy is a highly beneficial and affordable health insurance policy from STAR Health Insurance. The Policy has been created to cover the most essential clinic aspects required in process of recovery

Features of Star Arogya Sanjeevani Health Insurance Policy

Check the features and coverage of Star Arogya Sanjeevani Health Insurance plan below:

Ambulance Charges

Upto Rs. 2000 per hospitalization

Ayush Treatment

Upto Sum insured


Additionally, 5% copay on all admisible claims.

Day Care Procedures

All day care procedures covered upto sum insured

No Claim Bonus

5% for every claim free year, upto maximum of 50%

Post-hospitalization Expenses

Expenses for 60 days covered

Star Arogya Sanjeevani Plan Resources

Policy Brochure

Policy Wordings

Exclusions of Star Arogya Sanjeevani Health Insurance Policy

Star Arogya Sanjeevani plan does not cover the following:

Cover restoration

Daily cash allowance

Treatment at home

Free health check-up

Maternity expenses

New born treatment

Other Plans From Star

Star health insurance offers 9 health insurance plans. The premium of these plans starts from Rs. 1500/yr. The sum insured ranges from Rs. 1 Lakh - 2 Cr. Details of the comprehensive coverage provided by the following 9 Star health insurance plans are listed below:

Calculate Arogya Sanjeevani Plan Premium

Use the Star health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

Star Claim Settlement Ratio




Industry Average

Health claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. Star has a claim settlement ratio of 99.06%, as compared to the industry average of 94.21%.

Star Claim Process

Star supports both cashless claims and reimbursement claims. This section covers the information on how to check Star health insurance claim status, fill Star health insurance claim form, and the claim settlement process.

  1. Visit the insurance desk of the network hospital
  2. Display the ID card for the purpose of identification
  3. The Network hospital will verify the identity post which the pre-authorization form is submitted to the insurance company
  4. A doctor will evaluate the required documents and process the claim as per the terms and conditions of the health insurance plan
  5. A nominated field doctor to make the hospitalisation simple
  6. The claim will be settled post completing the required procedures and as per the terms and conditions of the insurance policy

  1. A nominated field doctor to make the hospitalisation simple
  2. All hospital bills to be paid after discharge and all original documents of treatment and costs incurred to be collected
  3. The Star Health Insurance Claim form needs to be filled and submitted together with all the original documents to the nearby Star Health branch office
  4. The claim will be settled as per the terms and conditions of the policy

Star Health Insurance Renewal Process

A health insurance policy usually stays valid for 1 year after which it requires renewal. However, there are plans which offer 2 to 3 years of validity at extra costs. If a health insurance policy is not renewed timely, it lapses and the policyholder loses all the accumulated benefits. Moreover, there is a renewal window of 7-30 days beyond the policy tenure to allow policyholders a grace period to renew the plan and to protect the continuity benefits such as the waiting period and NCB or No Claim Bonus.

Here, you may also note that for every claim-free year, Star Health insurance policyholders can avail of an NCB of 50% on the sum insured, which can go up to a maximum of 100%. Thus, policyholders who haven’t raised a claim during a policy term can expect a reward in the form of a boost in the coverage bandwidth without an increase in the premium price.
Let us now take a look at the steps to renew a Star Health insurance policy online:

  1. Visit the official portal of the insurer for Star Health policy renewal online
  2. Select the 'Renewal’ button on the homepage
  3. Submit your policy details and date of birth and click on the ‘Continue’ button
  4. You can see the renewal amount to be paid on the page that appears
  5. Make the payment using any online payment mode
  6. Once done, you will receive the documents of Star Health policy renewal on your registered email ID

Star Customer Care

Customer Care Number

Book A Free Consultation

Feeling Unsure About Insurance Plans?

Our experts can help you make informed decisions

  • IRDAI certified expert advice
  • Free consultation
  • Claim support

No charges. No spam!

Health Insurance Companies Similar To Star